Call report 2003Q1
STURGIS BANK & TRUST COMPANY — 2003Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,129,000 | USD | evidence → |
| Total loans | 216,465,000 | USD | evidence → |
| Allowance for loan losses | 2,032,000 | USD | evidence → |
| Securities available for sale | 9,237,000 | USD | evidence → |
| Securities held to maturity | 12,382,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,477,000 | USD | evidence → |
| Interest-bearing deposits | 196,652,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,825,000 | USD | evidence → |
| Equity capital | 26,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,133,000 | USD | evidence → |
| Interest expense | 1,905,000 | USD | evidence → |
| Net interest income | 2,228,000 | USD | evidence → |
| Noninterest income | 1,478,000 | USD | evidence → |
| Noninterest expense | 2,220,000 | USD | evidence → |
| Provision for loan losses | 319,000 | USD | evidence → |
| Pretax income | 1,167,000 | USD | evidence → |
| Income tax | 356,000 | USD | evidence → |
| Net income | 811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,373,000 | USD | evidence → |
| Total capital | 23,405,000 | USD | evidence → |
| Risk-weighted assets | 199,362,000 | USD | evidence → |