Call report 2002Q4
STURGIS BANK & TRUST COMPANY — 2002Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 297,356,000 | USD | evidence → |
| Total loans | 221,401,000 | USD | evidence → |
| Allowance for loan losses | 1,920,000 | USD | evidence → |
| Securities available for sale | 7,000 | USD | evidence → |
| Securities held to maturity | 12,591,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,564,000 | USD | evidence → |
| Interest-bearing deposits | 189,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,747,000 | USD | evidence → |
| Equity capital | 28,431,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,567,000 | USD | evidence → |
| Interest expense | 8,414,000 | USD | evidence → |
| Net interest income | 9,153,000 | USD | evidence → |
| Noninterest income | 5,230,000 | USD | evidence → |
| Noninterest expense | 8,763,000 | USD | evidence → |
| Provision for loan losses | 1,495,000 | USD | evidence → |
| Pretax income | 4,125,000 | USD | evidence → |
| Income tax | 1,191,000 | USD | evidence → |
| Net income | 2,934,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,066,000 | USD | evidence → |
| Total capital | 24,986,000 | USD | evidence → |
| Risk-weighted assets | 200,073,000 | USD | evidence → |