Call report 2002Q2
WEST ALABAMA BANK & TRUST — 2002Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 324,257,000 | USD | evidence → |
| Total loans | 198,183,000 | USD | evidence → |
| Allowance for loan losses | 1,955,000 | USD | evidence → |
| Securities available for sale | 97,930,000 | USD | evidence → |
| Securities held to maturity | 160,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 256,961,000 | USD | evidence → |
| Interest-bearing deposits | 228,487,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,474,000 | USD | evidence → |
| Equity capital | 30,725,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,863,000 | USD | evidence → |
| Interest expense | 4,765,000 | USD | evidence → |
| Net interest income | 6,098,000 | USD | evidence → |
| Noninterest income | 1,211,000 | USD | evidence → |
| Noninterest expense | 4,186,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 2,669,000 | USD | evidence → |
| Income tax | 684,000 | USD | evidence → |
| Net income | 1,985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,394,000 | USD | evidence → |
| Total capital | 30,349,000 | USD | evidence → |
| Risk-weighted assets | 216,710,000 | USD | evidence → |