Call report 2002Q1
WEST ALABAMA BANK & TRUST — 2002Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,294,000 | USD | evidence → |
| Total loans | 193,405,000 | USD | evidence → |
| Allowance for loan losses | 1,954,000 | USD | evidence → |
| Securities available for sale | 102,166,000 | USD | evidence → |
| Securities held to maturity | 431,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 255,941,000 | USD | evidence → |
| Interest-bearing deposits | 224,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,069,000 | USD | evidence → |
| Equity capital | 28,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,458,000 | USD | evidence → |
| Interest expense | 2,515,000 | USD | evidence → |
| Net interest income | 2,943,000 | USD | evidence → |
| Noninterest income | 654,000 | USD | evidence → |
| Noninterest expense | 2,071,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,305,000 | USD | evidence → |
| Income tax | 327,000 | USD | evidence → |
| Net income | 978,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,850,000 | USD | evidence → |
| Total capital | 29,804,000 | USD | evidence → |
| Risk-weighted assets | 209,483,000 | USD | evidence → |