Call report 2016Q1
WESTBURY BANK — 2016Q1
The 22 measures WESTBURY BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 652,964,000 | USD | evidence → |
| Total loans | 514,269,000 | USD | evidence → |
| Allowance for loan losses | 4,863,000 | USD | evidence → |
| Securities available for sale | 81,861,000 | USD | evidence → |
| Securities held to maturity | 2,459,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 552,505,000 | USD | evidence → |
| Interest-bearing deposits | 453,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,443,000 | USD | evidence → |
| Equity capital | 71,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,703,000 | USD | evidence → |
| Interest expense | 673,000 | USD | evidence → |
| Net interest income | 5,030,000 | USD | evidence → |
| Noninterest income | 1,488,000 | USD | evidence → |
| Noninterest expense | 4,867,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 1,535,000 | USD | evidence → |
| Income tax | 586,000 | USD | evidence → |
| Net income | 949,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,888,000 | USD | evidence → |
| Total capital | 70,751,000 | USD | evidence → |
| Risk-weighted assets | 537,312,000 | USD | evidence → |