Call report 2015Q4
WESTBURY BANK — 2015Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 668,453,000 | USD | evidence → |
| Total loans | 502,265,000 | USD | evidence → |
| Allowance for loan losses | 4,747,000 | USD | evidence → |
| Securities available for sale | 84,151,000 | USD | evidence → |
| Securities held to maturity | 2,459,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,103,000 | USD | evidence → |
| Interest-bearing deposits | 447,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,209,000 | USD | evidence → |
| Equity capital | 70,087,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,453,000 | USD | evidence → |
| Interest expense | 2,240,000 | USD | evidence → |
| Net interest income | 19,213,000 | USD | evidence → |
| Noninterest income | 6,255,000 | USD | evidence → |
| Noninterest expense | 21,671,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 3,074,000 | USD | evidence → |
| Income tax | -1,283,000 | USD | evidence → |
| Net income | 4,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,178,000 | USD | evidence → |
| Total capital | 68,925,000 | USD | evidence → |
| Risk-weighted assets | 530,620,000 | USD | evidence → |