Call report 2015Q1
WESTBURY BANK — 2015Q1
The 22 measures WESTBURY BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 604,840,000 | USD | evidence → |
| Total loans | 473,523,000 | USD | evidence → |
| Allowance for loan losses | 4,483,000 | USD | evidence → |
| Securities available for sale | 76,457,000 | USD | evidence → |
| Securities held to maturity | 3,025,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 514,264,000 | USD | evidence → |
| Interest-bearing deposits | 426,364,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,900,000 | USD | evidence → |
| Equity capital | 69,299,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,089,000 | USD | evidence → |
| Interest expense | 491,000 | USD | evidence → |
| Net interest income | 4,598,000 | USD | evidence → |
| Noninterest income | 1,657,000 | USD | evidence → |
| Noninterest expense | 5,105,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 850,000 | USD | evidence → |
| Income tax | 288,000 | USD | evidence → |
| Net income | 562,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,023,000 | USD | evidence → |
| Total capital | 68,506,000 | USD | evidence → |
| Risk-weighted assets | 485,619,000 | USD | evidence → |