Call report 2014Q4
WESTBURY BANK — 2014Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 581,261,000 | USD | evidence → |
| Total loans | 444,478,000 | USD | evidence → |
| Allowance for loan losses | 4,224,000 | USD | evidence → |
| Securities available for sale | 76,427,000 | USD | evidence → |
| Securities held to maturity | 3,025,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 473,772,000 | USD | evidence → |
| Interest-bearing deposits | 384,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,597,000 | USD | evidence → |
| Equity capital | 68,281,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,537,000 | USD | evidence → |
| Interest expense | 1,770,000 | USD | evidence → |
| Net interest income | 16,767,000 | USD | evidence → |
| Noninterest income | 5,838,000 | USD | evidence → |
| Noninterest expense | 23,465,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | -1,496,000 | USD | evidence → |
| Income tax | -799,000 | USD | evidence → |
| Net income | -697,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,087,000 | USD | evidence → |
| Total capital | 66,311,000 | USD | evidence → |
| Risk-weighted assets | 419,304,000 | USD | evidence → |