Call report 2016Q4
VERABANK, NATIONAL ASSOCIATION — 2016Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,737,912,000 | USD | evidence → |
| Total loans | 924,377,000 | USD | evidence → |
| Allowance for loan losses | 9,700,000 | USD | evidence → |
| Securities available for sale | 637,547,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,558,993,000 | USD | evidence → |
| Interest-bearing deposits | 1,204,926,000 | USD | evidence → |
| Noninterest-bearing deposits | 354,067,000 | USD | evidence → |
| Equity capital | 165,689,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,320,000 | USD | evidence → |
| Interest expense | 3,030,000 | USD | evidence → |
| Net interest income | 52,290,000 | USD | evidence → |
| Noninterest income | 21,217,000 | USD | evidence → |
| Noninterest expense | 55,113,000 | USD | evidence → |
| Provision for loan losses | 1,860,000 | USD | evidence → |
| Pretax income | 16,570,000 | USD | evidence → |
| Income tax | 3,802,000 | USD | evidence → |
| Net income | 12,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 140,178,000 | USD | evidence → |
| Total capital | 150,090,000 | USD | evidence → |
| Risk-weighted assets | 1,068,762,000 | USD | evidence → |