Call report 2016Q3
VERABANK, NATIONAL ASSOCIATION — 2016Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,653,290,000 | USD | evidence → |
| Total loans | 842,341,000 | USD | evidence → |
| Allowance for loan losses | 9,573,000 | USD | evidence → |
| Securities available for sale | 651,111,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,477,768,000 | USD | evidence → |
| Interest-bearing deposits | 1,135,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 341,813,000 | USD | evidence → |
| Equity capital | 162,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,856,000 | USD | evidence → |
| Interest expense | 2,259,000 | USD | evidence → |
| Net interest income | 38,597,000 | USD | evidence → |
| Noninterest income | 15,808,000 | USD | evidence → |
| Noninterest expense | 41,045,000 | USD | evidence → |
| Provision for loan losses | 1,395,000 | USD | evidence → |
| Pretax income | 11,911,000 | USD | evidence → |
| Income tax | 2,669,000 | USD | evidence → |
| Net income | 9,242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,297,000 | USD | evidence → |
| Total capital | 137,082,000 | USD | evidence → |
| Risk-weighted assets | 988,792,000 | USD | evidence → |