Call report 2016Q1
VERABANK, NATIONAL ASSOCIATION — 2016Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,695,427,000 | USD | evidence → |
| Total loans | 807,388,000 | USD | evidence → |
| Allowance for loan losses | 9,091,000 | USD | evidence → |
| Securities available for sale | 678,298,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,520,997,000 | USD | evidence → |
| Interest-bearing deposits | 1,175,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 345,038,000 | USD | evidence → |
| Equity capital | 155,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,370,000 | USD | evidence → |
| Interest expense | 764,000 | USD | evidence → |
| Net interest income | 12,606,000 | USD | evidence → |
| Noninterest income | 5,258,000 | USD | evidence → |
| Noninterest expense | 13,578,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | 3,692,000 | USD | evidence → |
| Income tax | 798,000 | USD | evidence → |
| Net income | 2,894,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,152,000 | USD | evidence → |
| Total capital | 131,455,000 | USD | evidence → |
| Risk-weighted assets | 953,042,000 | USD | evidence → |