Call report 2015Q4
VERABANK, NATIONAL ASSOCIATION — 2015Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,663,549,000 | USD | evidence → |
| Total loans | 799,236,000 | USD | evidence → |
| Allowance for loan losses | 8,787,000 | USD | evidence → |
| Securities available for sale | 681,815,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,496,111,000 | USD | evidence → |
| Interest-bearing deposits | 1,144,956,000 | USD | evidence → |
| Noninterest-bearing deposits | 351,155,000 | USD | evidence → |
| Equity capital | 156,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,069,000 | USD | evidence → |
| Interest expense | 3,096,000 | USD | evidence → |
| Net interest income | 46,973,000 | USD | evidence → |
| Noninterest income | 20,557,000 | USD | evidence → |
| Noninterest expense | 53,565,000 | USD | evidence → |
| Provision for loan losses | 2,220,000 | USD | evidence → |
| Pretax income | 14,010,000 | USD | evidence → |
| Income tax | 2,954,000 | USD | evidence → |
| Net income | 11,056,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 126,891,000 | USD | evidence → |
| Total capital | 135,890,000 | USD | evidence → |
| Risk-weighted assets | 932,934,000 | USD | evidence → |