Call report 2025Q2
BAY BANK — 2025Q2
The 22 measures BAY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,898,000 | USD | evidence → |
| Total loans | 123,295,000 | USD | evidence → |
| Allowance for loan losses | 2,482,000 | USD | evidence → |
| Securities available for sale | 130,931,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,168,000 | USD | evidence → |
| Interest-bearing deposits | 197,810,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,358,000 | USD | evidence → |
| Equity capital | 27,415,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,807,000 | USD | evidence → |
| Interest expense | 1,193,000 | USD | evidence → |
| Net interest income | 5,614,000 | USD | evidence → |
| Noninterest income | 1,338,000 | USD | evidence → |
| Noninterest expense | 3,805,000 | USD | evidence → |
| Provision for loan losses | 748,000 | USD | evidence → |
| Pretax income | 2,374,000 | USD | evidence → |
| Income tax | 565,000 | USD | evidence → |
| Net income | 1,809,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,408,000 | USD | evidence → |
| Total capital | 33,252,000 | USD | evidence → |
| Risk-weighted assets | 146,777,000 | USD | evidence → |