Call report 2025Q1
BAY BANK — 2025Q1
The 22 measures BAY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,771,000 | USD | evidence → |
| Total loans | 118,352,000 | USD | evidence → |
| Allowance for loan losses | 2,460,000 | USD | evidence → |
| Securities available for sale | 122,618,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,097,000 | USD | evidence → |
| Interest-bearing deposits | 204,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,685,000 | USD | evidence → |
| Equity capital | 25,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,321,000 | USD | evidence → |
| Interest expense | 566,000 | USD | evidence → |
| Net interest income | 2,755,000 | USD | evidence → |
| Noninterest income | 715,000 | USD | evidence → |
| Noninterest expense | 1,856,000 | USD | evidence → |
| Provision for loan losses | 572,000 | USD | evidence → |
| Pretax income | 1,027,000 | USD | evidence → |
| Income tax | 253,000 | USD | evidence → |
| Net income | 774,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,372,000 | USD | evidence → |
| Total capital | 32,146,000 | USD | evidence → |
| Risk-weighted assets | 141,146,000 | USD | evidence → |