Call report 2009Q3
BAY BANK — 2009Q3
The 22 measures BAY BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,813,000 | USD | evidence → |
| Total loans | 80,566,000 | USD | evidence → |
| Allowance for loan losses | 3,626,000 | USD | evidence → |
| Securities available for sale | 19,605,000 | USD | evidence → |
| Securities held to maturity | 3,353,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,965,000 | USD | evidence → |
| Interest-bearing deposits | 72,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,108,000 | USD | evidence → |
| Equity capital | 10,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,301,000 | USD | evidence → |
| Interest expense | 1,990,000 | USD | evidence → |
| Net interest income | 2,311,000 | USD | evidence → |
| Noninterest income | 837,000 | USD | evidence → |
| Noninterest expense | 2,179,000 | USD | evidence → |
| Provision for loan losses | 3,435,000 | USD | evidence → |
| Pretax income | -2,466,000 | USD | evidence → |
| Income tax | -1,146,000 | USD | evidence → |
| Net income | -1,320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,033,000 | USD | evidence → |
| Total capital | 11,115,000 | USD | evidence → |
| Risk-weighted assets | 87,387,000 | USD | evidence → |