Call report 2009Q2
BAY BANK — 2009Q2
The 22 measures BAY BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,974,000 | USD | evidence → |
| Total loans | 78,922,000 | USD | evidence → |
| Allowance for loan losses | 1,106,000 | USD | evidence → |
| Securities available for sale | 18,771,000 | USD | evidence → |
| Securities held to maturity | 3,607,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,602,000 | USD | evidence → |
| Interest-bearing deposits | 74,086,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,516,000 | USD | evidence → |
| Equity capital | 11,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,944,000 | USD | evidence → |
| Interest expense | 1,372,000 | USD | evidence → |
| Net interest income | 1,572,000 | USD | evidence → |
| Noninterest income | 529,000 | USD | evidence → |
| Noninterest expense | 1,447,000 | USD | evidence → |
| Provision for loan losses | 590,000 | USD | evidence → |
| Pretax income | 64,000 | USD | evidence → |
| Income tax | -79,000 | USD | evidence → |
| Net income | 143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,496,000 | USD | evidence → |
| Total capital | 12,602,000 | USD | evidence → |
| Risk-weighted assets | 90,458,000 | USD | evidence → |