Call report 2008Q1
BAY BANK — 2008Q1
The 22 measures BAY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,860,000 | USD | evidence → |
| Total loans | 73,372,000 | USD | evidence → |
| Allowance for loan losses | 911,000 | USD | evidence → |
| Securities available for sale | 13,334,000 | USD | evidence → |
| Securities held to maturity | 6,667,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,497,000 | USD | evidence → |
| Interest-bearing deposits | 66,910,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,587,000 | USD | evidence → |
| Equity capital | 11,510,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,657,000 | USD | evidence → |
| Interest expense | 896,000 | USD | evidence → |
| Net interest income | 761,000 | USD | evidence → |
| Noninterest income | 264,000 | USD | evidence → |
| Noninterest expense | 651,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 308,000 | USD | evidence → |
| Income tax | 73,000 | USD | evidence → |
| Net income | 235,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,394,000 | USD | evidence → |
| Total capital | 12,305,000 | USD | evidence → |
| Risk-weighted assets | 82,816,000 | USD | evidence → |