Call report 2007Q4
BAY BANK — 2007Q4
The 22 measures BAY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,151,000 | USD | evidence → |
| Total loans | 72,085,000 | USD | evidence → |
| Allowance for loan losses | 851,000 | USD | evidence → |
| Securities available for sale | 11,631,000 | USD | evidence → |
| Securities held to maturity | 8,110,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,630,000 | USD | evidence → |
| Interest-bearing deposits | 69,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,973,000 | USD | evidence → |
| Equity capital | 11,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,808,000 | USD | evidence → |
| Interest expense | 3,549,000 | USD | evidence → |
| Net interest income | 3,259,000 | USD | evidence → |
| Noninterest income | 1,125,000 | USD | evidence → |
| Noninterest expense | 2,575,000 | USD | evidence → |
| Provision for loan losses | 682,000 | USD | evidence → |
| Pretax income | 1,127,000 | USD | evidence → |
| Income tax | 289,000 | USD | evidence → |
| Net income | 838,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,158,000 | USD | evidence → |
| Total capital | 12,009,000 | USD | evidence → |
| Risk-weighted assets | 84,593,000 | USD | evidence → |