Call report 2009Q4
HERALD NATIONAL BANK — 2009Q4
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 443,194,000 | USD | evidence → |
| Total loans | 301,177,000 | USD | evidence → |
| Allowance for loan losses | 4,127,000 | USD | evidence → |
| Securities available for sale | 66,538,000 | USD | evidence → |
| Securities held to maturity | 41,515,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,628,000 | USD | evidence → |
| Interest-bearing deposits | 299,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,495,000 | USD | evidence → |
| Equity capital | 35,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,263,000 | USD | evidence → |
| Interest expense | 3,356,000 | USD | evidence → |
| Net interest income | 5,907,000 | USD | evidence → |
| Noninterest income | 297,000 | USD | evidence → |
| Noninterest expense | 26,057,000 | USD | evidence → |
| Provision for loan losses | 4,022,000 | USD | evidence → |
| Pretax income | -23,853,000 | USD | evidence → |
| Income tax | 57,000 | USD | evidence → |
| Net income | -23,910,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,906,000 | USD | evidence → |
| Total capital | 39,021,000 | USD | evidence → |
| Risk-weighted assets | 328,384,000 | USD | evidence → |