Call report 2009Q3
HERALD NATIONAL BANK — 2009Q3
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 366,095,000 | USD | evidence → |
| Total loans | 225,250,000 | USD | evidence → |
| Allowance for loan losses | 2,546,000 | USD | evidence → |
| Securities available for sale | 77,529,000 | USD | evidence → |
| Securities held to maturity | 32,635,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 326,278,000 | USD | evidence → |
| Interest-bearing deposits | 261,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,014,000 | USD | evidence → |
| Equity capital | 31,317,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,849,000 | USD | evidence → |
| Interest expense | 1,977,000 | USD | evidence → |
| Net interest income | 2,872,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 20,815,000 | USD | evidence → |
| Provision for loan losses | 2,441,000 | USD | evidence → |
| Pretax income | -20,215,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | -20,249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,789,000 | USD | evidence → |
| Total capital | 33,335,000 | USD | evidence → |
| Risk-weighted assets | 255,381,000 | USD | evidence → |