Call report 2025Q1
COMMENCEMENT BANK — 2025Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 643,820,000 | USD | evidence → |
| Total loans | 474,040,000 | USD | evidence → |
| Allowance for loan losses | 5,731,000 | USD | evidence → |
| Securities available for sale | 89,857,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 579,559,000 | USD | evidence → |
| Interest-bearing deposits | 410,979,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,580,000 | USD | evidence → |
| Equity capital | 53,219,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,902,000 | USD | evidence → |
| Interest expense | 2,167,000 | USD | evidence → |
| Net interest income | 5,735,000 | USD | evidence → |
| Noninterest income | 365,000 | USD | evidence → |
| Noninterest expense | 4,363,000 | USD | evidence → |
| Provision for loan losses | 107,000 | USD | evidence → |
| Pretax income | 1,649,000 | USD | evidence → |
| Income tax | 322,000 | USD | evidence → |
| Net income | 1,327,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,478,000 | USD | evidence → |
| Total capital | 68,477,000 | USD | evidence → |
| Risk-weighted assets | 507,157,000 | USD | evidence → |