Call report 2024Q4
COMMENCEMENT BANK — 2024Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 649,613,000 | USD | evidence → |
| Total loans | 467,319,000 | USD | evidence → |
| Allowance for loan losses | 5,590,000 | USD | evidence → |
| Securities available for sale | 90,055,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 592,092,000 | USD | evidence → |
| Interest-bearing deposits | 425,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 166,493,000 | USD | evidence → |
| Equity capital | 51,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,815,000 | USD | evidence → |
| Interest expense | 10,319,000 | USD | evidence → |
| Net interest income | 19,496,000 | USD | evidence → |
| Noninterest income | 1,514,000 | USD | evidence → |
| Noninterest expense | 16,926,000 | USD | evidence → |
| Provision for loan losses | -500,000 | USD | evidence → |
| Pretax income | 3,582,000 | USD | evidence → |
| Income tax | 584,000 | USD | evidence → |
| Net income | 2,998,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,674,000 | USD | evidence → |
| Total capital | 67,551,000 | USD | evidence → |
| Risk-weighted assets | 493,239,000 | USD | evidence → |