Call report 2018Q1
COMMENCEMENT BANK — 2018Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2018Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,970,000 | USD | evidence → |
| Total loans | 247,778,000 | USD | evidence → |
| Allowance for loan losses | 2,673,000 | USD | evidence → |
| Securities available for sale | 16,850,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,708,000 | USD | evidence → |
| Interest-bearing deposits | 188,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,832,000 | USD | evidence → |
| Equity capital | 38,451,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,726,000 | USD | evidence → |
| Interest expense | 274,000 | USD | evidence → |
| Net interest income | 3,452,000 | USD | evidence → |
| Noninterest income | 155,000 | USD | evidence → |
| Noninterest expense | 2,139,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,468,000 | USD | evidence → |
| Income tax | 287,000 | USD | evidence → |
| Net income | 1,181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,962,000 | USD | evidence → |
| Total capital | 39,787,000 | USD | evidence → |
| Risk-weighted assets | 250,250,000 | USD | evidence → |