Call report 2017Q4
COMMENCEMENT BANK — 2017Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,994,000 | USD | evidence → |
| Total loans | 254,725,000 | USD | evidence → |
| Allowance for loan losses | 2,668,000 | USD | evidence → |
| Securities available for sale | 14,641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,875,000 | USD | evidence → |
| Interest-bearing deposits | 189,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,636,000 | USD | evidence → |
| Equity capital | 37,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,256,000 | USD | evidence → |
| Interest expense | 1,164,000 | USD | evidence → |
| Net interest income | 13,092,000 | USD | evidence → |
| Noninterest income | 642,000 | USD | evidence → |
| Noninterest expense | 8,523,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 4,551,000 | USD | evidence → |
| Income tax | 2,449,000 | USD | evidence → |
| Net income | 2,102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,548,000 | USD | evidence → |
| Total capital | 38,385,000 | USD | evidence → |
| Risk-weighted assets | 261,571,000 | USD | evidence → |