Call report 2016Q4
COMMENCEMENT BANK — 2016Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 343,536,000 | USD | evidence → |
| Total loans | 232,656,000 | USD | evidence → |
| Allowance for loan losses | 1,997,000 | USD | evidence → |
| Securities available for sale | 8,113,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,106,000 | USD | evidence → |
| Interest-bearing deposits | 218,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,332,000 | USD | evidence → |
| Equity capital | 35,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,844,000 | USD | evidence → |
| Interest expense | 871,000 | USD | evidence → |
| Net interest income | 7,973,000 | USD | evidence → |
| Noninterest income | 563,000 | USD | evidence → |
| Noninterest expense | 6,705,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,831,000 | USD | evidence → |
| Income tax | 643,000 | USD | evidence → |
| Net income | 1,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,572,000 | USD | evidence → |
| Total capital | 35,648,000 | USD | evidence → |
| Risk-weighted assets | 260,925,000 | USD | evidence → |