Call report 2016Q3
COMMENCEMENT BANK — 2016Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,579,000 | USD | evidence → |
| Total loans | 159,523,000 | USD | evidence → |
| Allowance for loan losses | 1,994,000 | USD | evidence → |
| Securities available for sale | 3,064,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,975,000 | USD | evidence → |
| Interest-bearing deposits | 140,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,238,000 | USD | evidence → |
| Equity capital | 23,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,913,000 | USD | evidence → |
| Interest expense | 576,000 | USD | evidence → |
| Net interest income | 5,337,000 | USD | evidence → |
| Noninterest income | 299,000 | USD | evidence → |
| Noninterest expense | 4,491,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,145,000 | USD | evidence → |
| Income tax | 424,000 | USD | evidence → |
| Net income | 721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,916,000 | USD | evidence → |
| Total capital | 24,975,000 | USD | evidence → |
| Risk-weighted assets | 172,786,000 | USD | evidence → |