Call report 2011Q4
COMMENCEMENT BANK — 2011Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,132,000 | USD | evidence → |
| Total loans | 105,715,000 | USD | evidence → |
| Allowance for loan losses | 2,524,000 | USD | evidence → |
| Securities available for sale | 8,131,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,432,000 | USD | evidence → |
| Interest-bearing deposits | 98,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,727,000 | USD | evidence → |
| Equity capital | 17,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,680,000 | USD | evidence → |
| Interest expense | 1,094,000 | USD | evidence → |
| Net interest income | 4,586,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 3,881,000 | USD | evidence → |
| Provision for loan losses | 265,000 | USD | evidence → |
| Pretax income | 580,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,462,000 | USD | evidence → |
| Total capital | 18,798,000 | USD | evidence → |
| Risk-weighted assets | 105,605,000 | USD | evidence → |