Call report 2011Q3
COMMENCEMENT BANK — 2011Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,540,000 | USD | evidence → |
| Total loans | 98,084,000 | USD | evidence → |
| Allowance for loan losses | 2,484,000 | USD | evidence → |
| Securities available for sale | 8,714,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,024,000 | USD | evidence → |
| Interest-bearing deposits | 98,370,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,654,000 | USD | evidence → |
| Equity capital | 17,288,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,199,000 | USD | evidence → |
| Interest expense | 823,000 | USD | evidence → |
| Net interest income | 3,376,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 2,866,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 387,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 387,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,231,000 | USD | evidence → |
| Total capital | 18,499,000 | USD | evidence → |
| Risk-weighted assets | 100,165,000 | USD | evidence → |