Call report 2009Q4
COMMENCEMENT BANK — 2009Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,788,000 | USD | evidence → |
| Total loans | 91,424,000 | USD | evidence → |
| Allowance for loan losses | 1,603,000 | USD | evidence → |
| Securities available for sale | 4,203,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,395,000 | USD | evidence → |
| Interest-bearing deposits | 73,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,595,000 | USD | evidence → |
| Equity capital | 19,674,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,845,000 | USD | evidence → |
| Interest expense | 1,170,000 | USD | evidence → |
| Net interest income | 3,675,000 | USD | evidence → |
| Noninterest income | 134,000 | USD | evidence → |
| Noninterest expense | 3,249,000 | USD | evidence → |
| Provision for loan losses | 731,000 | USD | evidence → |
| Pretax income | 55,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 55,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,626,000 | USD | evidence → |
| Total capital | 20,870,000 | USD | evidence → |
| Risk-weighted assets | 99,158,000 | USD | evidence → |