Call report 2009Q3
COMMENCEMENT BANK — 2009Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,433,000 | USD | evidence → |
| Total loans | 90,291,000 | USD | evidence → |
| Allowance for loan losses | 1,351,000 | USD | evidence → |
| Securities available for sale | 4,977,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,236,000 | USD | evidence → |
| Interest-bearing deposits | 71,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,185,000 | USD | evidence → |
| Equity capital | 19,433,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,449,000 | USD | evidence → |
| Interest expense | 899,000 | USD | evidence → |
| Net interest income | 2,550,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 2,451,000 | USD | evidence → |
| Provision for loan losses | 479,000 | USD | evidence → |
| Pretax income | -232,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,290,000 | USD | evidence → |
| Total capital | 20,536,000 | USD | evidence → |
| Risk-weighted assets | 99,578,000 | USD | evidence → |