Call report 2008Q3
COMMENCEMENT BANK — 2008Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,240,000 | USD | evidence → |
| Total loans | 63,891,000 | USD | evidence → |
| Allowance for loan losses | 968,000 | USD | evidence → |
| Securities available for sale | 11,038,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,751,000 | USD | evidence → |
| Interest-bearing deposits | 50,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,700,000 | USD | evidence → |
| Equity capital | 19,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,945,000 | USD | evidence → |
| Interest expense | 1,244,000 | USD | evidence → |
| Net interest income | 1,701,000 | USD | evidence → |
| Noninterest income | 62,000 | USD | evidence → |
| Noninterest expense | 2,180,000 | USD | evidence → |
| Provision for loan losses | 283,000 | USD | evidence → |
| Pretax income | -700,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -700,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,662,000 | USD | evidence → |
| Total capital | 20,630,000 | USD | evidence → |
| Risk-weighted assets | 80,221,000 | USD | evidence → |