Call report 2008Q2
COMMENCEMENT BANK — 2008Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,672,000 | USD | evidence → |
| Total loans | 61,322,000 | USD | evidence → |
| Allowance for loan losses | 920,000 | USD | evidence → |
| Securities available for sale | 3,762,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,649,000 | USD | evidence → |
| Interest-bearing deposits | 42,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,136,000 | USD | evidence → |
| Equity capital | 19,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,927,000 | USD | evidence → |
| Interest expense | 851,000 | USD | evidence → |
| Net interest income | 1,076,000 | USD | evidence → |
| Noninterest income | 37,000 | USD | evidence → |
| Noninterest expense | 1,431,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | -553,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,763,000 | USD | evidence → |
| Total capital | 20,683,000 | USD | evidence → |
| Risk-weighted assets | 74,292,000 | USD | evidence → |