Call reports 2011
PACIFIC INTERNATIONAL BANK — 2011
What PACIFIC INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 284,440,000 | 272,676,000 | 248,987,000 | 229,576,000 |
| Total loans | 223,611,000 | 219,901,000 | 191,704,000 | 184,457,000 |
| Allowance for loan losses | 6,807,000 | 5,789,000 | 5,359,000 | 5,608,000 |
| Securities available for sale | 16,086,000 | 12,749,000 | 12,469,000 | 10,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,637,000 | 197,732,000 | 189,985,000 | 179,922,000 |
| Interest-bearing deposits | 177,614,000 | 172,258,000 | 164,177,000 | 152,337,000 |
| Noninterest-bearing deposits | 26,023,000 | 25,474,000 | 25,808,000 | 27,585,000 |
| Equity capital | 31,744,000 | 31,860,000 | 32,632,000 | 28,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,453,000 | 9,321,000 | 11,901,000 |
| Interest expense | 996,000 | 1,947,000 | 2,793,000 | 3,415,000 |
| Net interest income | 2,248,000 | 4,506,000 | 6,528,000 | 8,486,000 |
| Noninterest income | 1,370,000 | 2,912,000 | 4,817,000 | 5,407,000 |
| Noninterest expense | 1,998,000 | 3,896,000 | 5,938,000 | 8,395,000 |
| Provision for loan losses | 1,800,000 | 3,614,000 | 4,739,000 | 8,477,000 |
| Pretax income | -188,000 | -124,000 | 636,000 | -3,010,000 |
| Income tax | -69,000 | 74,000 | 340,000 | 646,000 |
| Net income | -119,000 | -198,000 | 296,000 | -3,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,724,000 | 30,780,000 | 31,489,000 | 28,375,000 |
| Total capital | 34,731,000 | 33,686,000 | 34,071,000 | 30,833,000 |
| Risk-weighted assets | 236,782,000 | 230,645,000 | 203,780,000 | 193,507,000 |