Call report 2013Q1
HIGHLAND COMMERCIAL BANK — 2013Q1
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,929,000 | USD | evidence → |
| Total loans | 86,317,000 | USD | evidence → |
| Allowance for loan losses | 1,817,000 | USD | evidence → |
| Securities available for sale | 26,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,352,000 | USD | evidence → |
| Interest-bearing deposits | 95,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,730,000 | USD | evidence → |
| Equity capital | 12,648,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,370,000 | USD | evidence → |
| Interest expense | 250,000 | USD | evidence → |
| Net interest income | 1,120,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 919,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 205,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,017,000 | USD | evidence → |
| Total capital | 13,214,000 | USD | evidence → |
| Risk-weighted assets | 95,100,000 | USD | evidence → |