Call report 2012Q4
HIGHLAND COMMERCIAL BANK — 2012Q4
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,667,000 | USD | evidence → |
| Total loans | 88,483,000 | USD | evidence → |
| Allowance for loan losses | 1,765,000 | USD | evidence → |
| Securities available for sale | 18,077,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,314,000 | USD | evidence → |
| Interest-bearing deposits | 97,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,298,000 | USD | evidence → |
| Equity capital | 12,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,643,000 | USD | evidence → |
| Interest expense | 1,293,000 | USD | evidence → |
| Net interest income | 4,350,000 | USD | evidence → |
| Noninterest income | 391,000 | USD | evidence → |
| Noninterest expense | 3,751,000 | USD | evidence → |
| Provision for loan losses | 533,000 | USD | evidence → |
| Pretax income | 670,000 | USD | evidence → |
| Income tax | 236,000 | USD | evidence → |
| Net income | 434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,761,000 | USD | evidence → |
| Total capital | 12,975,000 | USD | evidence → |
| Risk-weighted assets | 96,592,000 | USD | evidence → |