Call report 2008Q1
HIGHLAND COMMERCIAL BANK — 2008Q1
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,731,000 | USD | evidence → |
| Total loans | 106,005,000 | USD | evidence → |
| Allowance for loan losses | 1,236,000 | USD | evidence → |
| Securities available for sale | 13,972,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,467,000 | USD | evidence → |
| Interest-bearing deposits | 103,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,450,000 | USD | evidence → |
| Equity capital | 13,395,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,232,000 | USD | evidence → |
| Interest expense | 1,292,000 | USD | evidence → |
| Net interest income | 940,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 917,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 34,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 21,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,255,000 | USD | evidence → |
| Total capital | 14,491,000 | USD | evidence → |
| Risk-weighted assets | 114,892,000 | USD | evidence → |