Call report 2007Q4
HIGHLAND COMMERCIAL BANK — 2007Q4
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,954,000 | USD | evidence → |
| Total loans | 100,792,000 | USD | evidence → |
| Allowance for loan losses | 2,039,000 | USD | evidence → |
| Securities available for sale | 13,017,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,814,000 | USD | evidence → |
| Interest-bearing deposits | 102,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,286,000 | USD | evidence → |
| Equity capital | 13,267,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,490,000 | USD | evidence → |
| Interest expense | 5,030,000 | USD | evidence → |
| Net interest income | 4,460,000 | USD | evidence → |
| Noninterest income | 471,000 | USD | evidence → |
| Noninterest expense | 3,261,000 | USD | evidence → |
| Provision for loan losses | 1,075,000 | USD | evidence → |
| Pretax income | 595,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,229,000 | USD | evidence → |
| Total capital | 14,609,000 | USD | evidence → |
| Risk-weighted assets | 109,754,000 | USD | evidence → |