Call report 2005Q4
HIGHLAND COMMERCIAL BANK — 2005Q4
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,021,000 | USD | evidence → |
| Total loans | 48,921,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 4,226,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,239,000 | USD | evidence → |
| Interest-bearing deposits | 55,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,995,000 | USD | evidence → |
| Equity capital | 11,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,348,000 | USD | evidence → |
| Interest expense | 1,246,000 | USD | evidence → |
| Net interest income | 2,102,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 1,946,000 | USD | evidence → |
| Provision for loan losses | 343,000 | USD | evidence → |
| Pretax income | 9,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 7,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,696,000 | USD | evidence → |
| Total capital | 12,201,000 | USD | evidence → |
| Risk-weighted assets | 54,785,000 | USD | evidence → |