Call report 2005Q3
HIGHLAND COMMERCIAL BANK — 2005Q3
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,938,000 | USD | evidence → |
| Total loans | 46,558,000 | USD | evidence → |
| Allowance for loan losses | 470,000 | USD | evidence → |
| Securities available for sale | 1,235,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,319,000 | USD | evidence → |
| Interest-bearing deposits | 44,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,096,000 | USD | evidence → |
| Equity capital | 11,531,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,184,000 | USD | evidence → |
| Interest expense | 757,000 | USD | evidence → |
| Net interest income | 1,427,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 1,416,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | -152,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | -154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,531,000 | USD | evidence → |
| Total capital | 12,001,000 | USD | evidence → |
| Risk-weighted assets | 50,667,000 | USD | evidence → |