Call report 2004Q2
HERITAGE COMMUNITY BANK — 2004Q2
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,154,000 | USD | evidence → |
| Total loans | 186,330,000 | USD | evidence → |
| Allowance for loan losses | 3,433,000 | USD | evidence → |
| Securities available for sale | 36,402,000 | USD | evidence → |
| Securities held to maturity | 322,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,222,000 | USD | evidence → |
| Interest-bearing deposits | 172,604,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,618,000 | USD | evidence → |
| Equity capital | 35,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,278,000 | USD | evidence → |
| Interest expense | 1,971,000 | USD | evidence → |
| Net interest income | 5,307,000 | USD | evidence → |
| Noninterest income | 2,417,000 | USD | evidence → |
| Noninterest expense | 6,315,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 1,284,000 | USD | evidence → |
| Income tax | 376,000 | USD | evidence → |
| Net income | 908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,801,000 | USD | evidence → |
| Total capital | 33,110,000 | USD | evidence → |
| Risk-weighted assets | 183,603,000 | USD | evidence → |