Call report 2004Q1
HERITAGE COMMUNITY BANK — 2004Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,611,000 | USD | evidence → |
| Total loans | 192,620,000 | USD | evidence → |
| Allowance for loan losses | 3,633,000 | USD | evidence → |
| Securities available for sale | 41,174,000 | USD | evidence → |
| Securities held to maturity | 328,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,078,000 | USD | evidence → |
| Interest-bearing deposits | 174,837,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,241,000 | USD | evidence → |
| Equity capital | 35,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,724,000 | USD | evidence → |
| Interest expense | 1,027,000 | USD | evidence → |
| Net interest income | 2,697,000 | USD | evidence → |
| Noninterest income | 1,272,000 | USD | evidence → |
| Noninterest expense | 3,082,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 762,000 | USD | evidence → |
| Income tax | 253,000 | USD | evidence → |
| Net income | 509,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,325,000 | USD | evidence → |
| Total capital | 32,682,000 | USD | evidence → |
| Risk-weighted assets | 187,259,000 | USD | evidence → |