Call report 2005Q2
REGAL BANK & TRUST — 2005Q2
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,574,000 | USD | evidence → |
| Total loans | 100,247,000 | USD | evidence → |
| Allowance for loan losses | 1,244,000 | USD | evidence → |
| Securities available for sale | 11,283,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,987,000 | USD | evidence → |
| Interest-bearing deposits | 85,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,987,000 | USD | evidence → |
| Equity capital | 8,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,899,000 | USD | evidence → |
| Interest expense | 1,386,000 | USD | evidence → |
| Net interest income | 2,513,000 | USD | evidence → |
| Noninterest income | 276,000 | USD | evidence → |
| Noninterest expense | 1,629,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,160,000 | USD | evidence → |
| Income tax | 443,000 | USD | evidence → |
| Net income | 717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,080,000 | USD | evidence → |
| Total capital | 10,240,000 | USD | evidence → |
| Risk-weighted assets | 92,737,000 | USD | evidence → |