Call report 2005Q1
REGAL BANK & TRUST — 2005Q1
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,171,000 | USD | evidence → |
| Total loans | 91,646,000 | USD | evidence → |
| Allowance for loan losses | 1,241,000 | USD | evidence → |
| Securities available for sale | 11,617,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,569,000 | USD | evidence → |
| Interest-bearing deposits | 78,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,860,000 | USD | evidence → |
| Equity capital | 8,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,845,000 | USD | evidence → |
| Interest expense | 654,000 | USD | evidence → |
| Net interest income | 1,191,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 785,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 532,000 | USD | evidence → |
| Income tax | 203,000 | USD | evidence → |
| Net income | 329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,719,000 | USD | evidence → |
| Total capital | 9,797,000 | USD | evidence → |
| Risk-weighted assets | 86,105,000 | USD | evidence → |