Call report 2008Q4
CENTRIC BANK — 2008Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,167,000 | USD | evidence → |
| Total loans | 89,238,000 | USD | evidence → |
| Allowance for loan losses | 1,139,000 | USD | evidence → |
| Securities available for sale | 16,180,000 | USD | evidence → |
| Securities held to maturity | 3,006,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,843,000 | USD | evidence → |
| Interest-bearing deposits | 95,647,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,196,000 | USD | evidence → |
| Equity capital | 12,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,780,000 | USD | evidence → |
| Interest expense | 2,490,000 | USD | evidence → |
| Net interest income | 3,290,000 | USD | evidence → |
| Noninterest income | 373,000 | USD | evidence → |
| Noninterest expense | 3,851,000 | USD | evidence → |
| Provision for loan losses | 633,000 | USD | evidence → |
| Pretax income | -821,000 | USD | evidence → |
| Income tax | -261,000 | USD | evidence → |
| Net income | -560,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,170,000 | USD | evidence → |
| Total capital | 13,326,000 | USD | evidence → |
| Risk-weighted assets | 98,662,000 | USD | evidence → |