Call reports 2008

CENTRIC BANK — 2008

Name: CENTRIC BANK — FFIEC call report 2008
Creator: CENTRIC BANK

What CENTRIC BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d62ca4ae-b280-46b2-bd8c-9a7e8b678482/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	95,544,000	91,241,000	116,039,000	125,167,000
Total loans	67,041,000	73,145,000	83,709,000	89,238,000
Allowance for loan losses	972,000	995,000	1,058,000	1,139,000
Securities available for sale	13,006,000	11,857,000	13,903,000	16,180,000
Securities held to maturity	0	0	3,108,000	3,006,000
Trading assets	0	0	0	0
Total deposits	76,111,000	71,804,000	97,673,000	104,843,000
Interest-bearing deposits	57,362,000	63,666,000	89,571,000	95,647,000
Noninterest-bearing deposits	18,749,000	8,138,000	8,102,000	9,196,000
Equity capital	10,818,000	10,711,000	11,381,000	12,747,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,377,000	2,725,000	4,171,000	5,780,000
Interest expense	576,000	1,086,000	1,749,000	2,490,000
Net interest income	801,000	1,639,000	2,422,000	3,290,000
Noninterest income	102,000	222,000	339,000	373,000
Noninterest expense	883,000	1,766,000	2,717,000	3,851,000
Provision for loan losses	79,000	121,000	180,000	633,000
Pretax income	-59,000	-26,000	-136,000	-821,000
Income tax	-19,000	-6,000	-42,000	-261,000
Net income	-40,000	-20,000	-94,000	-560,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	10,141,000	10,165,000	10,846,000	12,170,000
Total capital	11,024,000	11,096,000	11,927,000	13,326,000
Risk-weighted assets	70,452,000	74,377,000	89,007,000	98,662,000