Call report 2008Q1
CITIZENS BANK — 2008Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,879,000 | USD | evidence → |
| Total loans | 127,791,000 | USD | evidence → |
| Allowance for loan losses | 1,007,000 | USD | evidence → |
| Securities available for sale | 52,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,379,000 | USD | evidence → |
| Interest-bearing deposits | 156,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,820,000 | USD | evidence → |
| Equity capital | 15,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,172,000 | USD | evidence → |
| Interest expense | 1,512,000 | USD | evidence → |
| Net interest income | 1,660,000 | USD | evidence → |
| Noninterest income | 278,000 | USD | evidence → |
| Noninterest expense | 1,421,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 432,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,259,000 | USD | evidence → |
| Total capital | 15,266,000 | USD | evidence → |
| Risk-weighted assets | 144,736,000 | USD | evidence → |