Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,405,000 | USD | evidence → |
| Total loans | 131,343,000 | USD | evidence → |
| Allowance for loan losses | 904,000 | USD | evidence → |
| Securities available for sale | 49,092,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,237,000 | USD | evidence → |
| Interest-bearing deposits | 146,993,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,244,000 | USD | evidence → |
| Equity capital | 13,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,161,000 | USD | evidence → |
| Interest expense | 6,102,000 | USD | evidence → |
| Net interest income | 6,059,000 | USD | evidence → |
| Noninterest income | 1,150,000 | USD | evidence → |
| Noninterest expense | 5,346,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 1,633,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 1,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,926,000 | USD | evidence → |
| Total capital | 14,830,000 | USD | evidence → |
| Risk-weighted assets | 144,083,000 | USD | evidence → |