Call report 2005Q1
BANK OF UTICA — 2005Q1
The 22 measures BANK OF UTICA reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 912,366,000 | USD | evidence → |
| Total loans | 53,231,000 | USD | evidence → |
| Allowance for loan losses | 2,846,000 | USD | evidence → |
| Securities available for sale | 25,256,000 | USD | evidence → |
| Securities held to maturity | 798,262,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 819,088,000 | USD | evidence → |
| Interest-bearing deposits | 793,269,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,819,000 | USD | evidence → |
| Equity capital | 88,253,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,270,000 | USD | evidence → |
| Interest expense | 5,096,000 | USD | evidence → |
| Net interest income | 4,174,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 1,193,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,352,000 | USD | evidence → |
| Income tax | 826,000 | USD | evidence → |
| Net income | 2,526,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,972,000 | USD | evidence → |
| Total capital | 88,738,000 | USD | evidence → |
| Risk-weighted assets | 474,001,000 | USD | evidence → |