Call report 2004Q4
BANK OF UTICA — 2004Q4
The 22 measures BANK OF UTICA reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 958,601,000 | USD | evidence → |
| Total loans | 53,424,000 | USD | evidence → |
| Allowance for loan losses | 2,852,000 | USD | evidence → |
| Securities available for sale | 24,836,000 | USD | evidence → |
| Securities held to maturity | 849,007,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 862,776,000 | USD | evidence → |
| Interest-bearing deposits | 836,227,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,549,000 | USD | evidence → |
| Equity capital | 86,717,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,368,000 | USD | evidence → |
| Interest expense | 19,150,000 | USD | evidence → |
| Net interest income | 21,218,000 | USD | evidence → |
| Noninterest income | 746,000 | USD | evidence → |
| Noninterest expense | 4,558,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 18,362,000 | USD | evidence → |
| Income tax | 5,407,000 | USD | evidence → |
| Net income | 12,955,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,234,000 | USD | evidence → |
| Total capital | 87,011,000 | USD | evidence → |
| Risk-weighted assets | 513,698,000 | USD | evidence → |