Call report 2002Q4
FIRST BANK RICHMOND — 2002Q4
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 575,205,000 | USD | evidence → |
| Total loans | 415,359,000 | USD | evidence → |
| Allowance for loan losses | 4,703,000 | USD | evidence → |
| Securities available for sale | 111,385,000 | USD | evidence → |
| Securities held to maturity | 1,304,000 | USD | evidence → |
| Trading assets | 846,000 | USD | evidence → |
| Total deposits | 378,070,000 | USD | evidence → |
| Interest-bearing deposits | 342,901,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,169,000 | USD | evidence → |
| Equity capital | 49,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,975,000 | USD | evidence → |
| Interest expense | 21,111,000 | USD | evidence → |
| Net interest income | 19,864,000 | USD | evidence → |
| Noninterest income | 2,144,000 | USD | evidence → |
| Noninterest expense | 11,767,000 | USD | evidence → |
| Provision for loan losses | 4,660,000 | USD | evidence → |
| Pretax income | 5,423,000 | USD | evidence → |
| Income tax | 1,460,000 | USD | evidence → |
| Net income | 3,963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,483,000 | USD | evidence → |
| Total capital | 53,186,000 | USD | evidence → |
| Risk-weighted assets | 425,423,000 | USD | evidence → |